See related cards: Best Low APR Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards
- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.
» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
See related cards: Best Low APR Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards, Best Cash Rewards Credit Cards, Featured
- Top Pick: Cash Rewards - Why do we love Blue Cash®?
Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.Plus, there is no annual fee and you can get online approval in seconds.
Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.
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See related cards: Best Low APR Credit Cards, Best Discover Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards
- The Discover® More(SM) card is one of the best all-around credit cards available, featuring a 0% introductory rate on purchases and balances transfers and a low 10.99% regular APR.
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This card gives you a 5% Cashback Bonus on purchases in popular categories like travel, home, gas, restaurants, movies, and more. You get 1% cash back on all other purchases automatically and cash rewards never expire. Increase, even double, your rewards when you redeem for gift cards from Discover’s 100 Cashback Bonus Partners.
There’s no annual fee, and Discover® has the best online account management of any credit card making reviewing card activity and paying your bills a breeze, no matter where you are.
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*Discover® More(SM) Card Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
See related cards: Best Low APR Credit Cards, Best Discover Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards
- Discover® cards provide some of the best introductory terms available, and the Discover® More(SM) Card - Clear is no exception. This card features a 0% introductory APR for purchases for 6 months and 12 months for balance transfers and a great low regular APR.
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Also, Discover® gives you a 5% Cashback Bonus on purchases in popular categories that like home, apparel and others. You get 1% cash back on all other purchases and your cash rewards never expires.
There’s no annual fee, and Discover® has the best online account management of any credit card making reviewing card activity and paying your bills a breeze, no matter where you are.
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*Discover® More(SM) Card - Clear intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
See related cards: Best Low APR Credit Cards, Best Travel Rewards Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards
- Blue Sky® from American Express offers great features of other Blue cards plus the ability to earn travel on any airline, anytime:
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NO annual fee
1 point for every $1 spent
No blackout dates or restrictions
Travel accident insurance, return assurance, and more
0% introductory APR
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See related cards: Best Low APR Credit Cards, Best Visa Credit Cards, Best Balance Transfer Credit Cards
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· Intro: 0% · Term: 6 Mos. · APR: 9.50% · Fee: None · Credit Req’d: Average |
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You may not have heard of Pulaski bank. I admit I hadn’t before coming across their credit cards. But if you’re looking for the lowest possible regular APR, this is the card for you. The Pulaski Visa features an astoundingly low fixed 9.50% APR, and the card is available to borrowers with average to good credit.
On a credit card, a 9.50% APR is as good as it gets (if you have immaculate credit you might - just might - find a lower fixed rate. With no annual fees and good terms all around, I give Pulaski high marks for offering this! Apply Now »
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See related cards: Best Low APR Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards, Best Cash Rewards Credit Cards
- In my opinion, Clear from American Express is another winning credit card from American Express and the most straight-forward credit card ever. There are no fees and rewards are automatic: spend $2,500 and get a $25 gift card.
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No annual fee
No balance transfer-fees
No late fees, no over-limit fees
No cash advance fees
4.99% fixed APR on balance transfers for the life of the balance!
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