- Editor’s Pick for Balance Transfers - The Discover® More® card is one of the best all-around credit cards available, featuring a 0% introductory rate on purchases and balances transfers and a low 10.99% regular APR.

» 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Up to 1% Cashback Bonus on all other purchases automatically
» Unlimited cash rewards
» Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
» No Annual Fee

- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.

» Membership Rewards Express program
» 0% APR for up to 12 months
» No Annual Fee
» Low Balance Transfer APR — 2.99% Fixed APR for 12 months.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

- Top Pick: Cash Rewards - Why do we love Blue Cash®?

Other cards can’t top the low, fixed 2.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases. Plus, there is no annual fee and you can get online approval in seconds.

Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.

- Blue Sky® from American Express offers great features of other Blue cards plus the ability to earn travel on any airline, anytime:

» NO annual fee
» 1 point for every $1 spent
» No blackout dates or restrictions
» Travel accident insurance, return assurance, and more
» 0% introductory APR

- In my opinion, Clear from American Express is another winning credit card from American Express and the most straight-forward credit card ever. There are no fees and rewards are automatic: spend $2,500 and get a $25 gift card.

» No annual fee
» No balance transfer-fees
» No late fees, no over-limit fees
» No cash advance fees
» 3.99% fixed APR on balance transfers for 12 months