See related cards: Best Low APR Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards
- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.
» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
See related cards: Best Discover Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards
- Editor’s Pick: Balance Transfers (Tie) - We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:
» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 3.99% for 12 months on balance transfers and 3.99% for 6 months on purchases
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See related cards: Best Low APR Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards, Best Cash Rewards Credit Cards, Featured
- Top Pick: Cash Rewards - Why do we love Blue Cash®?
Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.Plus, there is no annual fee and you can get online approval in seconds.
Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.
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See related cards: Best Low APR Credit Cards, Best Discover Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards
- The Discover® More(SM) card is one of the best all-around credit cards available, featuring a 0% introductory rate on purchases and balances transfers and a low 10.99% regular APR.
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This card gives you a 5% Cashback Bonus on purchases in popular categories like travel, home, gas, restaurants, movies, and more. You get 1% cash back on all other purchases automatically and cash rewards never expire. Increase, even double, your rewards when you redeem for gift cards from Discover’s 100 Cashback Bonus Partners.
There’s no annual fee, and Discover® has the best online account management of any credit card making reviewing card activity and paying your bills a breeze, no matter where you are.
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*Discover® More(SM) Card Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
See related cards: Best MasterCard Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards, Best Bank of America Credit Cards
- The Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card combines cash rewards, a regular APR as low as 9.99%, and a 0% intro APR on balance transfers.
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Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.(subject to a 3% transaction fee, no less than $10)
For every $2,500 you spend in net retail purchases, you’ll earn $25! That’s a full 1% cash back — with no limit to how much cash back you can earn.
No Annual Fee.
Absolute fraud protection against unauthorized use, online and offline
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Intro
0% / 12 mos on xfers
See related cards: Best Visa Credit Cards, Best Balance Transfer Credit Cards, Best Bank of America Credit Cards
- For a rewards card that also features a low, low regular APR, the Bank of America WorldPoints® Platinum Plus® Visa® Credit Card is a smart option.
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No annual fee
Absolute fraud protection
Online access and 24-hour service
Access to the MyConciergesm service, a unique personal assistance service
Introductory 0% Annual Percentage Rate (APR)†for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
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Intro
0% / 12 mos on xfers
See related cards: Best Visa Credit Cards, Best Chase Credit Cards, Best Balance Transfer Credit Cards
- Get 0% Interest for up to 12 months on all purchases and balance transfers with the Chase Platinum Credit Card.
» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways
See related cards: Best Low APR Credit Cards, Best Discover Credit Cards, Best Balance Transfer Credit Cards, Best Cash Rewards Credit Cards
- Discover® cards provide some of the best introductory terms available, and the Discover® More(SM) Card - Clear is no exception. This card features a 0% introductory APR for purchases for 6 months and 12 months for balance transfers and a great low regular APR.
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Also, Discover® gives you a 5% Cashback Bonus on purchases in popular categories that like home, apparel and others. You get 1% cash back on all other purchases and your cash rewards never expires.
There’s no annual fee, and Discover® has the best online account management of any credit card making reviewing card activity and paying your bills a breeze, no matter where you are.
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*Discover® More(SM) Card - Clear intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
See related cards: Best Low APR Credit Cards, Best Travel Rewards Credit Cards, Best Balance Transfer Credit Cards, Best American Express Credit Cards
- Blue Sky® from American Express offers great features of other Blue cards plus the ability to earn travel on any airline, anytime:
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NO annual fee
1 point for every $1 spent
No blackout dates or restrictions
Travel accident insurance, return assurance, and more
0% introductory APR
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See related cards: Best Low APR Credit Cards, Best Visa Credit Cards, Best Balance Transfer Credit Cards
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· Intro: 0% · Term: 6 Mos. · APR: 9.50% · Fee: None · Credit Req’d: Average |
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You may not have heard of Pulaski bank. I admit I hadn’t before coming across their credit cards. But if you’re looking for the lowest possible regular APR, this is the card for you. The Pulaski Visa features an astoundingly low fixed 9.50% APR, and the card is available to borrowers with average to good credit.
On a credit card, a 9.50% APR is as good as it gets (if you have immaculate credit you might - just might - find a lower fixed rate. With no annual fees and good terms all around, I give Pulaski high marks for offering this! Apply Now »
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