- Editor’s Pick for Balance Transfers - The Discover® More® card is one of the best all-around credit cards available, featuring a 0% introductory rate on purchases and balances transfers and a low 10.99% regular APR.

» 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Up to 1% Cashback Bonus on all other purchases automatically
» Unlimited cash rewards
» Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
» No Annual Fee

- The Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card combines cash rewards, a regular APR as low as 9.99%, and a 0% intro APR on balance transfers.

» Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.(subject to a 3% transaction fee, no less than $10)
» For every $2,500 you spend in net retail purchases, you’ll earn $25! That’s a full 1% cash back — with no limit to how much cash back you can earn
» No Annual Fee
» Absolute fraud protection against unauthorized use, online and offline

- Get 0% Interest for up to 12 months on all purchases and balance transfers with the Chase Platinum Credit Card.

» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

- For a rewards card that also features a low, low regular APR, the Bank of America WorldPoints® Platinum Plus® Visa® Credit Card is a smart option.

» No annual fee
» 0% Intro APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles (subject to a 3% transaction fee, no less than $10)
» Absolute fraud protection
» 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
» Earn 1 point for every $1 in net retail purchases*
» Rewards begin at only 2,500 points
» Points do not expire for 5 years

— We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 3.99% for 12 months on balance transfers and 3.99% for 6 months on purchases

- In my opinion, Clear from American Express is another winning credit card from American Express and the most straight-forward credit card ever. There are no fees and rewards are automatic: spend $2,500 and get a $25 gift card.

» No annual fee
» No balance transfer-fees
» No late fees, no over-limit fees
» No cash advance fees
» 3.99% fixed APR on balance transfers for 12 months