Money Under 30: Personal Finance for the Young and Ambitious
  • Credit Cards Home
  • Low APR
  • Cash Rewards
  • Bad/No Credit
  • Help/FAQ
  • RSS Feed for Best Visa Credit CardsBest Visa Credit Cards

    Reviews, opinions, and summaries of the best credit card offers featuring the Visa logo. This page features only the best Visa credit cards currently available.

    Chase FreedomSM Credit Card

    See related cards: Best Visa Credit Cards, Best Chase Credit Cards, Best Cash Rewards Credit Cards

    - The Chase FreedomSM Credit Card earns my Editor’s Pick for General Rewards. For users with average to good credit who do not usually carry a balance, the Chase FreedomSM Credit Card provides an easy way to quickly earn valuable rewards. You’ll get:

    » Receive $50 after you make your first purchase
    » 3% Cash Back in your top 3 everyday spending categories
    » 1% cash back for every $1 you spend on all other purchases
    » Receive an extra $50 each time you save and redeem $200 in rewards

    FICO Req’d

    Intro

    Regular APR

    Fee

    Good

    None

    15.24%

    None

    Continued

    Bank of America WorldPoints® Platinum Plus® Visa® Credit Card

    See related cards: Best Visa Credit Cards, Best Balance Transfer Credit Cards, Best Bank of America Credit Cards

    - For a rewards card that also features a low, low regular APR, the Bank of America WorldPoints® Platinum Plus® Visa® Credit Card is a smart option.

    Secure Application

  • No annual fee
  • Absolute fraud protection
  • Online access and 24-hour service
  • Access to the MyConciergesm service, a unique personal assistance service
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
  • Intro

    0% / 12 mos on xfers

    APR

    9.99%

    Annual Fee

    None

    Credit Req’d

    Good

    Chase Visa Platinum Credit Card

    See related cards: Best Visa Credit Cards, Best Chase Credit Cards, Best Balance Transfer Credit Cards

    - Get 0% Interest for up to 12 months on all purchases and balance transfers with the Chase Platinum Credit Card.

    » 0% balance transfer offer for up to 12 months
    » No Annual Fee
    » Free Online Account Access
    » Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

    FICO Req’d

    Intro

    Regular APR

    Fee

    Average

    None

    as low as 10.99%

    None

    Pulaski Bank Visa

    See related cards: Best Low APR Credit Cards, Best Visa Credit Cards, Best Balance Transfer Credit Cards

    · Intro: 0% · Term: 6 Mos. · APR: 9.50% · Fee: None · Credit Req’d: Average

    Pulaski Bank Gold Visa

    You may not have heard of Pulaski bank. I admit I hadn’t before coming across their credit cards. But if you’re looking for the lowest possible regular APR, this is the card for you. The Pulaski Visa features an astoundingly low fixed 9.50% APR, and the card is available to borrowers with average to good credit.

    On a credit card, a 9.50% APR is as good as it gets (if you have immaculate credit you might - just might - find a lower fixed rate. With no annual fees and good terms all around, I give Pulaski high marks for offering this! Apply Now »

    UltraVX Visa

    See related cards: Best Bad or No Credit Credit Cards, Best Visa Credit Cards, Best Travel Rewards Credit Cards

    - The UltraVX Visa Card is a smart way to rebuild credit and happens to be one of the only no-credit credit cards to offer rewards. You’ll get 1 point for each $1 spent and can redeem points for travel with Southwest Airlines, American Airlines, JetBlue, Marriott, and others.

    UltraVX is a secured credit card. But even though your credit line is backed by your bank account, you’ll still build your credit score by using your UltraVX — something you wouldn’t do if by paying cash or with a debit card.

    FICO Req’d

    Intro

    Regular APR

    Fee

    Bad Credit OK

    None

    14.99%

    $29.95

    The WorldPerks® Visa®

    See related cards: Best Visa Credit Cards, Best Travel Rewards Credit Cards

    Earn up to 10,000 Bonus Miles* with the WorldPerks® Visa® Card! The WorldPerks Visa Card offers you a fast and easy way to earn additional WorldPerks miles without leaving the ground.

    The WorldPerks® Visa®

    WorldPerks® Visa® offers:

    • - Earn miles good for travel on Northwest Airlines® and SkyTeam® Global Alliance partners
    • - 1 mile for every $1 spent
    • - Earn 10,000 bonus miles for applying*
    • - Combine the miles you earn with your Northwest Airlines flight miles and other partner miles
    • - Apply Now!

    Intro APR Period Regular APR Credit Level Annual Fee
    N/A N/A 18.00% (v) Good $55