- The Chase Freedom^SM Credit Card earns my Editor’s Pick for General Rewards. For users with average to good credit who do not usually carry a balance, the Chase Freedom^SM Credit Card provides an easy way to quickly earn valuable rewards. You’ll get:

» Receive $50 after you make your first purchase
» 3% Cash Back in your top 3 everyday spending categories
» 1% cash back for every $1 you spend on all other purchases
» Receive an extra $50 each time you save and redeem $200 in rewards

- Get 0% Interest for up to 12 months on all purchases and balance transfers with the Chase Platinum Credit Card.

» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

- For a rewards card that also features a low, low regular APR, the Bank of America WorldPoints® Platinum Plus® Visa® Credit Card is a smart option.

» No annual fee
» 0% Intro APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles (subject to a 3% transaction fee, no less than $10)
» Absolute fraud protection
» 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
» Earn 1 point for every $1 in net retail purchases*
» Rewards begin at only 2,500 points
» Points do not expire for 5 years

- The UltraVX Visa Card is a smart way to rebuild credit and happens to be one of the only no-credit credit cards to offer rewards. You’ll get 1 point for each $1 spent and can redeem points for travel with Southwest Airlines, American Airlines, JetBlue, Marriott, and others.

UltraVX is a secured credit card. But even though your credit line is backed by your bank account, you’ll still build your credit score by using your UltraVX — something you wouldn’t do if by paying cash or with a debit card.