Transferring a credit card balance is typically very easy. To transfer a credit card balance, simply contact the credit card where you want to move the balance and let them know.

You can transfer a balance during while applying for a new credit card online or after you have received the card either on the card’s website or by calling the credit card’s customer service number.

You may also use balance transfer checks the credit card company will send in the mail.

If transferring a credit card balance online or over the phone, simply provide the names and account numbers of the credit cards from which you wish to transfer balances, and finally the amount you want to transfer. Your new credit card will then process payments to the other credit cards in one to two weeks.

Credit card balance transfer checks are simply checks you can use to make a standard payment to other creditors. When the check clears, the amount will then be reflected on your new credit card balance.

It is important to note that while most credit card balance transfers are processed quickly, you should still plan on making scheduled payments to your old creditors, even if you anticipate the balance transfer will reduce the old account to zero.

Sometimes you may pay off an entire credit card balance using a balance transfer only to find the next month you still owe a few dollars to the old card.

This is because of how credit cards calculate interest, and you may owe interest on an old balance even if you paid it off last month.

So check the old accounts the month after a balance transfer, as you want to avoid being late which will cost you fees and could damage your credit score.