Money Under 30: Personal Finance for the Young and Ambitious
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  • Chase Visa Platinum Credit Card

    - Get 0% Interest for up to 12 months on all purchases and balance transfers with the Chase Platinum Credit Card.

    » 0% balance transfer offer for up to 12 months
    » No Annual Fee
    » Free Online Account Access
    » Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

    FICO Req’d

    Intro

    Regular APR

    Fee

    Average

    None

    as low as 10.99%

    None

    Discover® More Card - Clear

    - Discover® cards provide some of the best introductory terms available, and the Discover® More(SM) Card - Clear is no exception. This card features a 0% introductory APR for purchases for 6 months and 12 months for balance transfers and a great low regular APR.

    Discover® Platinum Clear Card

    Secure Application

    Also, Discover® gives you a 5% Cashback Bonus on purchases in popular categories that like home, apparel and others. You get 1% cash back on all other purchases and your cash rewards never expires.

    There’s no annual fee, and Discover® has the best online account management of any credit card making reviewing card activity and paying your bills a breeze, no matter where you are.

    Intro

    0%, up to 12 Mos.*

    APR

    10.99%

    Annual Fee

    None

    Credit Req’d

    Good

    *Discover® More(SM) Card - Clear intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.

    Rewards 660 Credit Card

    September 2nd, 2007 9:14am EST in Best Bad or No Credit Credit Cards | Comments (0)

    - The Rewards 660 Card provides an unsecured credit line to borrowers with any credit score.

    » No Fee Credit Limit Increases*
    » $75 Increments
    » As Often as Every 3 Months
    » Automatic Grant Upon Qualification
    » $300 Starting and $2,000 Maximum Credit Limit
    » Fast Online Response
    » Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
    » FREE Online Account Access
    » FREE Online Payments
    *See qualifications

    FICO Req’d

    Intro

    Regular APR

    Fee

    Bad Credit OK

    None

    19.92%

    $48

    Access Visa Card

    September 1st, 2007 12:43pm EST in Best Bad or No Credit Credit Cards | Comments (0)

    - Bad Credit? You May Qualify For the Access Visa®! Find Out If You Are Approved In Seconds!

    »Instant On-Line Decision
    »Bad Credit? No Credit? Give Access A Try!
    »Outstanding Customer Service
    »Free 24 Hour Online Account Access
    »Reports to All Major Credit Bureaus

    FICO Req’d

    Intro

    Regular APR

    Fee

    Bad Credit OK

    None

    19.92%

    $48

    Horizon Gold Card

    August 31st, 2007 7:54am EST in Best Bad or No Credit Credit Cards | Comments (1)

    - The Horizon Gold Credit Card provides immediate approval for a $3,000 credit limit with no credit or employment checks to anybody in the U.S. already in possession of a valid credit or debit card.

    In addition, the Horizon Card provides regular reports to all three credit bureaus and regular credit line increases based upon responsible account management.

    With the Horizon Gold Card you can get approved instantly today and start rebuilding your credit tomorrow!

    FICO Req’d

    Intro

    Regular APR

    Fee

    Bad Credit OK

    None

    Varies

    None

    Is it worth paying an annual fee to get better credit card rewards?

    August 30th, 2007 11:19am EST in Frequently Asked Questions | Comments Off

    Credit cards charge annual fees for different reasons. Some cards issued to consumers with below-average credit charge fees to help cover the risk involved in lending to these customers. Many rewards credit cards also charge annual fees to offset the cost of providing their specialized rewards programs. Read the full article

    Which are the best rewards credit cards?

    August 30th, 2007 9:46am EST in Frequently Asked Questions | Comments Off

    In my years of experience researching and writing about credit cards, I have found there is no absolute best rewards credit card. I have found, however, that cards offer consistent, generous, and easy-to-understand rewards. Read the full article

    How do credit card rewards work?

    August 30th, 2007 9:16am EST in Frequently Asked Questions | Comments Off

    Most credit cards today offer some kind of rewards program to cardholders in the forms of points, frequent flier miles, or cash. These incentives help credit cards attract new customers and give consumers an incentive to make purchases with a credit card rather than cash. Read the full article

    What credit cards can I get if I have bad credit?

    August 30th, 2007 7:26am EST in Frequently Asked Questions | Comments Off

    These days it is hard to get by without a credit card, and it is frustrating if you have been denied one or more credit cards in the past because you have below average credit or no credit at all. Read the full article

    What is a secured credit card?

    August 30th, 2007 7:23am EST in Frequently Asked Questions | Comments Off

    A secured credit card is a credit card with a credit line that is linked to a security deposit in an interest-bearing savings account. Read the full article