One drawback to credit cards for people with bad or no credit is that they typically come with very low credit limits ($300 to $500). Read the full article

Transferring a credit card balance is typically very easy. To transfer a credit card balance, simply contact the credit card where you want to move the balance and let them know. Read the full article

An introductory annual percentage rate (intro APR) is a special offer credit card companies use to attract new customers. Read the full article

Credit card balance transfers are a way of moving money you owe on one credit card to a different credit card with a lower annual percentage rate. Read the full article

Depending on the credit card you apply for, you may receive an instant decision, an email later that day, or notification in the mail in one to two weeks. Read the full article

Applying for a credit card online is easy and secure. Read the full article

There are so many different credit cards out there it can be intimidating to try and choose. Read the full article

Your chances of being approved for a credit card depend on several factors: your employment situation, your annual income, and most importantly, your credit history. Read the full article

- For frequent fliers wanting the flexibility to travel on any airline, anytime, Miles by Discover® Card gives you miles on any airlines, a great balance transfer rate and a low regular interest rate.

*Miles by Discover® Card Intro APR is 0% for 6 months on balance transfers and 0% for 6 months on purchases.