Tribute® Gold MasterCard® Credit Card

*Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor’s terms may include more detailed or updated information than this chart.

Tribute® Gold MasterCard® Credit Card Detail Review

Overview - The Tribute® Gold MasterCard® Credit Card is an unsecured credit card suited for borrowers with poor credit. This card allows borrowers who may not qualify for other credit cards to get an initial credit limit of $300.

Fees - Like most unsecured credit cards available to borrowers with poor credit, the Tribute® Gold MasterCard® Credit Card charges fees to use the credit card. There is an annual fee of $150.00 and a monthly fee of $6.50, or $78.00 each year.

Interest Rate - The APR is prime rate plus 13.50% with a minimum rate of 19.50%. The average daily balance method (including new purchases) is used to calculate monthly balances. The grace period is 25 days.

Credit Limits - If you are approved for the $300 Card, your credit line will be $300 and your Annual Fee of $150 will appear on your first statement. Once your initial minimum payment of $20 has been received, cleared and posted on your credit card account, your initial available credit will be $170. You will be billed an Account Maintenance Fee of $6.50 per month (total of $78 per year), beginning after you make your first purchase or cash advance.

Summary - The Tribute® Gold MasterCard® Credit Card is a good option for borrowers with poor credit who are looking for an unsecured credit card.

One good thing about the Tribute® Gold MasterCard® Credit Card is there is no minimum finance charge. You also have a 25 day grace period.

Pros of the Tribute® Gold MasterCard® Credit Card

No minimum finance charges

Grace period of 25 days

No one-time application fee

Cons of the Tribute® Gold MasterCard® Credit Card

High annual fee

Tribute® Gold MasterCard® Credit Card Online Application - Apply Now »

Tribute Mastercard Gold Breakdown of Fees, Costs, and Interest Rates

Annual Fees: $150.00
Monthly Participating Fees: $6.50 per month
One-time Setup Fees: None

Regular APR: Prime+13.50%, min 19.50%
Default APR: Prime+17.25%, min 25.50%

Min Finance Charge: None
Grace Period: 25 days
Balance Calculation Method: Average Daily Balance (including new purchases)

Cash Advance Fee: 5%, min $5.00
Over-the-credit-limit Fee: $35.00

Tribute® Gold MasterCard® Credit Card Online Application - Apply Now »